Business Checking

Business Checking

Access and convenience with a straightforward business checking account.

Everyday Checking for Business features and benefits: 
  • No monthly service charge when you maintain a minimum daily balance of $2,500, complete 10 transactions per month with your business debit card* OR keep an active merchant services account+; otherwise, $10 per month
  • E-statement or paper statement
  • 250 free items per month; 25¢ per item over 250**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you. 

Fully-featured business checking account to meet a variety of financial needs.

 
Premium Business Checking features and benefits:
  • No monthly service charge if you maintain a minimum daily balance of $5,000 OR keep an active merchant services account;+ otherwise, $12 per month
  • E-statement or paper statement
  • 500 free items per month; 25¢ per item over 500**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you. 

Account designed especially for the needs of sole proprietors and not-for-profits.


Business Checking Plus Interest features and benefits: 
  • No monthly service charge with minimum daily balance of $1,500; otherwise, $10 per month
  • 15¢ per item**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • $50 minimum opening deposit
  • Available for commercial entities through our Treasury Management suite
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you. 

Built with the advantage of competitive earnings credit for additional savings.


Commercial Business Checking features and benefits:
  • No minimum balance
  • $15 monthly service charge
  • Competitive earnings credit may offset monthly service and activity charges 
  • 15¢ per item**
  • $10,000 free coin and currency transacted per month
  • $1.50 per $1,000 in coin and currency transacted over $10,000 per month
  • Subject to an uncollected funds charge assessed against negative collected daily balances
To open your business checking account, contact a banker or visit the Capital City Bank office nearest you. 

everyday checking for business premium business checking business checking plus interest commercial business checking
Opening deposit requirement $50 $50 $50 $50
Minimum daily balance requirement $2,500 $5,000 $1,500 None
Monthly service charge No monthly service charge if meeting minimum daily balance requirement, 10 debit card transactions* OR active merchant services account+; otherwise $10

No monthly service charge if meeting minimum daily balance requirement OR active merchant services account+; otherwise $12

No monthly service charge if meeting minimum daily balance requirement; otherwise $10 Competitive earnings credit may offset monthly service and activity charges; otherwise $15
Items (per month)

250 FREE**
(25¢ ea additional)

500 FREE**
(25¢ ea additional)

15¢ per item**

15¢ per item**

Coin and currency transactions (per month) $10,000 FREE
($1.50 every $1,000 additional)
$10,000 FREE
($1.50 every $1,000 additional)
$10,000 FREE
($1.50 every $1,000 additional)
$10,000 FREE
($1.50 every $1,000 additional)
Choice of e-statements or paper statements
Unlimited check writing



piggy backRefer friends. Earn rewards!

Let family and friends know how much you love banking with us. When they open and use a new personal or business checking account, you’ll receive a $50 Visa® Rewards Card, up to $500 a year^.